Question 1

What is Loy Finance?

Accepted Answer

Loy Finance is a modern Loan Origination System (LOS) built for pawn shops and SME lending in Cambodia. It digitizes your entire lending workflow from application to repayment.

Question 2

What is Loy Payway?

Accepted Answer

Loy Payway is a seamless Bakong KHQR payment gateway integrated into Loy Finance. It eliminates manual payment checking by automatically verifying and reconciling loan repayments in real time.

Question 3

Does Loy Finance support small installment loans?

Accepted Answer

Yes. Loy Finance is designed for SME and micro-lending businesses that offer small installment loans. It supports flexible repayment schedules, automated reminders, and real-time balance tracking.

Question 4

How does Bakong KHQR work with Loy Finance?

Accepted Answer

Customers scan a Bakong KHQR QR code to pay their loan installments. Loy Payway automatically detects the payment, updates the loan balance, and sends confirmation — no manual screenshot checking required.