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Your business runs 24/7.
Even while you rest.

LOY builds specialized AI agents for SMEs, e-commerce, and lending institutions — automating customer onboarding, sales outreach, and credit origination without human intervention.

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COVERAGE
3 VERTICALS (SME, E-COM, LENDING)
AVAILABILITY
24/7 AUTONOMOUS AGENTS
EFFICIENCY
0% MANUAL BOTTLENECK
Autonomous Sales & RestockLoopi B2B AgentLOS Credit OriginationBakong KHQR Settlements24/7 Omnichannel MessagingAutonomous Sales & RestockLoopi B2B AgentLOS Credit OriginationBakong KHQR Settlements24/7 Omnichannel MessagingAutonomous Sales & RestockLoopi B2B AgentLOS Credit OriginationBakong KHQR Settlements24/7 Omnichannel MessagingAutonomous Sales & RestockLoopi B2B AgentLOS Credit OriginationBakong KHQR Settlements24/7 Omnichannel MessagingAutonomous Sales & RestockLoopi B2B AgentLOS Credit OriginationBakong KHQR Settlements24/7 Omnichannel MessagingAutonomous Sales & RestockLoopi B2B AgentLOS Credit OriginationBakong KHQR Settlements24/7 Omnichannel MessagingAutonomous Sales & RestockLoopi B2B AgentLOS Credit OriginationBakong KHQR Settlements24/7 Omnichannel MessagingAutonomous Sales & RestockLoopi B2B AgentLOS Credit OriginationBakong KHQR Settlements24/7 Omnichannel MessagingAutonomous Sales & RestockLoopi B2B AgentLOS Credit OriginationBakong KHQR Settlements24/7 Omnichannel MessagingAutonomous Sales & RestockLoopi B2B AgentLOS Credit OriginationBakong KHQR Settlements24/7 Omnichannel MessagingAutonomous Sales & RestockLoopi B2B AgentLOS Credit OriginationBakong KHQR Settlements24/7 Omnichannel MessagingAutonomous Sales & RestockLoopi B2B AgentLOS Credit OriginationBakong KHQR Settlements24/7 Omnichannel MessagingAutonomous Sales & RestockLoopi B2B AgentLOS Credit OriginationBakong KHQR Settlements24/7 Omnichannel MessagingAutonomous Sales & RestockLoopi B2B AgentLOS Credit OriginationBakong KHQR Settlements24/7 Omnichannel Messaging
THE PROBLEM

Manual operations
kill growth.

01

Manual Customer Screening

Staff spending hours answering repetitive qualification questions, losing high-intent leads outside work hours.

02

Stock & Restock Friction

Distributors and retailers rely on slow manual follow-ups, causing stockouts and lost reorder volume.

03

High Human Error Rate

Manual data entry mistakes in appraisals and purchase orders cost thousands in lost margins.

04

Disconnected Channels

Siloed Telegram chats, spreadsheets, and legacy back-office tools prevent autonomous business scaling.

Engineered for
Autonomous Operations.

Specialized AI Agents

Autonomous agents tailored for SME loan origination, B2B predictive restock, and conversational e-commerce.

Omnichannel Outreach

Engage borrowers and buyers directly on Telegram, WhatsApp, and Web with zero app download friction.

Instant Bakong Settlement

Native NBC Bakong KHQR reconciliation verifies repayments and deposits instantly with zero screenshot checking.

Real-Time Intelligence

Monitor pipeline conversion, order velocity, and portfolio health through unified live analytics.

LOY-AGENT-CORE-V2
$ loy agent --status
{
"active_agents": ["LOS_Onboarding", "Loopi_Restock", "Bakong_Pay"],
"verticals": ["SME_Lending", "B2B_Distribution", "E_Commerce"],
"channels": ["Telegram", "WhatsApp", "Web"],
"daily_interactions": 12840,
"lead_leakage": "0.0%",
"settlement_sync": "REALTIME_CONNECTED",
"uptime": "99.99%"
}
Conversational AI

The 24/7 Pocket Agent

Deploy intelligent chat agents that qualify borrowers, handle inventory reorders, and verify customer payments via Telegram and WhatsApp. No app downloads required.

Try it now

@LoyAgentBot

Instant Inquiries

Customers check balances instantly via unique Loan Codes.

Live Data Sync

Real-time synchronization ensures data is always accurate.

Simple Interface

Numeric menu system accessible for all users.

Smart Alerts

Automated reminders to help customers avoid late fees.

Auto-Reconciliation

No more checking screenshots. Payments verify instantly.

Bakong KHQR

Natively integrated with the National Bank of Cambodia.

Zero Friction

Customers pay with their preferred bank via universal QR.

Instant Ledgers

Balances and order statuses update the second payment clears.

Seamless Payments

Loy Payway

A native Bakong KHQR payment integration built directly into your platform. Eliminate the headache of manually verifying transfer screenshots and fully automate your customer settlements.

Built in the open.

We believe the future of finance and commerce should be transparent. LOY. is built with a community-first approach, allowing for custom agent integrations and local forks.

Managed

Hosted SaaS

Get started in minutes with our fully managed agent infrastructure. Secure, scalable, and zero maintenance required.

GET STARTED
Community

Self-Hosted

Deploy on your own servers for 100% data sovereignty. Full source access to customize every agent workflow.

CLONE REPO

The Trajectory

Multi-Vertical AI Agents

Deploying specialized agents across SME credit lines, pawn origination, and B2B distributors.

Q3 2026
Q4 2026

E-Commerce & BNPL Agents

Autonomous checkout, predictive cart recovery, and point-of-sale financing integration.

Predictive ERP & Supply AI

Autonomous inventory forecasting and automated supplier reorder execution.

Q1 2027
Q2 2027

Regional Ecosystem Expansion

Scaling across Southeast Asia with multi-currency and regional banking compliance.

Partner with the
future of autonomous business.

Try the live demo or deploy your own AI agents today. LOY. is built for modern SMEs, retailers, and lenders.

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LOY.

Digitizing the pawn industry through open-source innovation, Bakong APIs, and AI-driven automation.

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